Guides
Mortgage Recast Calculator — Lower Your Payment Without Refinancing
Step-by-step how-to guides for using Mortgage Recast Calculator — Lower Your Payment Without Refinancing and related techniques. Written for practical use — follow each guide to get accurate results for your specific situation.
How to Request a Mortgage Recast From Your Lender
The actual step-by-step process for requesting a mortgage recast, from confirming eligibility to the 45-90 day processing timeline most servicers quote.
beginner Read guide →Mortgage Recast vs. Extra Payments vs. Refinancing
How to decide between recasting, making extra principal payments without a recast, and refinancing when you have a lump sum to put toward your mortgage.
intermediate Read guide →